Should You Use a Credit Repair Service?

Credit repair services work on behalf of individuals to dispute errors and inaccuracies on their credit reports, which is a legal process. We can help identify errors, such as incorrect personal information, accounts that belong to someone else, or wrong payment history. We can also help dispute negative information that needs to be more accurate or complete, such as late payments or collections. Credit repair services can also guide improving credit scores by developing a plan to pay down debt, setting up payment reminders, and establishing good credit habits. However, it’s important to note that credit repair companies cannot remove accurate, verifiable information from a credit report and cannot perform any illegal activities to improve a credit score.